why car insurances have gone up - and quick tips to save some money when renewing your car insurance

I got a quote to renew my car insurance and I noticed that instead of going down what logically it should have done since I’m driving the same car and have had no claims now it’s gone up nearly double got on the phone and spoke to them and they said that all car insurances have gone up across the country anyway not happy about it but since we are required by law to have insurance I looked into a numerous website go compare confused etc and still ended up with the same quote more or less.

I ask the same Question why has my car insurance gone up? !

After my research this is why they are putting car insurances up the main reason according to them

People are making a lot claims for personal injury now they have access to "no fee" legal help. And Insurers are currently paying out 10% more of what they are getting in and according to them it has been like this for a couple of years so now they are adjusting their premiums accordingly

Another reason is Quinn Direct used to be a cheap insurer but recently lost the authority to insure in UK so other providers don’t have to compete with these cheap prices any more and can increase their insurance prices

Insures use to give heavy discounts in order and counting to gain customer loyalty so you get it cheap for a year and than you would renew with them for another 2-3 years but customers simply switched providers soon as the one they had expired and got cheaper ones , because this method of pricing dint work they have to cut down the discounts

Tips on how to save

Tips on how to save on your car insurance

First of all most car insurers will send you the renewal plan days before it expires giving you as little time as possible for you to shop around and pressuring you on renewing with them that's why always try to remember to shop around a month before it current insurance expires so when renewal date comes you can phone them up and ask them to beat the cheapest one you got.

Pay monthly for car insurance is way more expensive than yearly if you look into it costs scientifically more if you have the money to pay it off on one go that’s what you should do because you will save quite a bite their interest is quite high sometime eve more than a credit card that’s why you should look into it do you math you could be better off paying it off with a credit card since they most probably have lower inters rates than the insurance itself. so if you want cheap car insurance you should buy it yearly you will save alot of cash on car insurances